Invoice Finance

Invoice Finance & Invoice Factoring

Unlock Cash Flow Tied Up in Your Invoices

Late payments and long credit terms are part of doing business, but they don’t need to hold you back. With invoice finance (sometimes called invoice factoring), you can access up to 90% of the value of your outstanding invoices straight away, instead of waiting 30, 60 or even 90 days for customers to pay.

This gives you faster cash flow, stronger working capital, and the freedom to focus on growth rather than chasing payments.

How Invoice Finance Works

• You raise an invoice to your customer as normal.
• We arrange for a lender to release most of the invoice value within 24–48 hours.
• Once your customer pays, the balance (minus a small fee) is released to you. Simple, fast, and flexible.

The Benefits for Your Business

• Faster cash flow – Get paid sooner and reduce reliance on overdrafts or loans.
• Business stability – Cover wages, suppliers, and bills without the stress of waiting.
• Growth ready – Invest in new projects, stock, or staff without cash flow gaps holding you back.
• Flexible options – Choose between invoice factoring (lender manages collections) or invoice discounting (you keep control).
• Scale with your sales – Finance that grows in line with your turnover.